Top Crypto Debit Cards in 2024 By Esteemcrypto

Crypto Debit Cards. Crypto debit cards are all the rage now since they facilitate instantaneous in-store purchases for cryptocurrency holders. With so many options available, narrowing your choices might be difficult in today’s market. Identifying the best cryptocurrency debit card will be our top priority in 2024.

Choosing the Top 5 Crypto Debit Cards 2024

With that out of the way, let’s examine how to choose the best card for you. When choosing a cryptocurrency debit card, these are the factors that most consumers consider:

  • Supported cryptos
  • Fees
  • Rewards
  • Jurisdiction and usability
  • Regulatory compliance
  • Other features

Many people are interested in crypto cards because they want to spend crypto rather than money for principle, but the major attraction is the chance of obtaining above-average cashback or access to staking rewards.Choosing the Top 5 Crypto Debit Cards 2024

Remember that the top cryptocurrency cards usually require accounts with several million dollars in assets, all of which are staked in the platform’s native cryptocurrency—a coin known for its renowned volatility. A cryptocurrency card’s payback value will be no more than 1% to 2%. It is common to pay 1.5 to 2 percent when exchanging Bitcoin for fiat or loading money onto a crypto card.

The advantages provided to individuals who stake lesser amounts will be the focus of this comparison of cryptocurrency debit cards. It will also record the trustworthiness of each business and its level of compliance with regulations.


We recommend Nexo as the best cryptocurrency debit card because of its robust ecosystem, which provides users with access to rewards and financing options. Users can expect to receive their earnings in native NEXO tokens, with a potential range of 0.5% to 2%. Having 10% NEXO tokens in their portfolio is necessary to earn the maximum rebate.

Users can also earn annual percentage yields (APYs) of more than 10% simply by lending USDT, which is an additional incentive. It bears repeating that this approach is intricate and calls for vigilant user oversight. Making a domestic transaction or issuing a card typically does not cost anything. Nexo is a medicine that is exclusively authorized and sold inside the European Union (EU). You can choose from forty different cryptocurrencies and seven fiat currencies, one of which is the Euro.


Only residents of the European Union can utilize Holyheld, a user-friendly Bitcoin debit card service. Customer rebates ranging from 0.5% to 1% are possible. Because it is compatible with a wide variety of cryptocurrencies and fiat currencies, using the card for international transactions is a breeze.

With Holyheld, you can make up to 100 free domestic and international transactions every month. Then, until the next month’s cycle starts, an additional 2% fee + 1 EUR will be applied. There is a limit to how much you may withdraw from an ATM before they charge you. The FCIS in Lithuania ensures that Holyheld follows all relevant EU legislation. The card is compatible with the Mastercard network and can be added to the wallets of users using Apple Pay or Google Pay.


Users can earn a cashback of about 2% with Bybit. Although there is a tier that allows for 10% cashback, players would have to invest millions of platform currency and risk the volatility of their stake to access this level of rewards. Not only is it not as simple as collecting 2% on purchases, but the cashback system is also very complex, granting points that can be exchanged for bonuses, discounted fees, airdrops, NFTs, and several other things.

The return isn’t great, but the card is maintenance fee-free and accepted everywhere in the world thanks to the Mastercard network. There is a 2% fee for ATM withdrawals and a 0.9% fee for converting cryptocurrency while spending. There are eight different cryptocurrencies that it functions with. Despite Bybit’s regulation, the French financial authority AMF issued a warning to the company in February 2024 over noncompliance with French law on its operations in the country.


The card is compatible with a wide range of digital and fiat currencies, including Bitcoin, Ethereum, Ripple, Tether, and USD Coin, among over fifty. Robust compliance and security procedures are ensured by Wirex’s regulation by many authorities, such as the UK’s FCA and the Bank of Lithuania. This is a Mastercard, therefore it may be used anywhere in the world. Every card transaction incurs a 1% fee at Wirex.

If you lock in about $900 worth of WXT for 180 days on Wirex, you’ll get 1% cash back. The monthly benefits, however, are limited to about $120 as of this writing. There are a number of restrictions and caps on incentives, and the 8% payback that is advertised on the project website requires a stake of almost $45,000 worth of WXT. Subscribing to the Elite tier within Wirex’s intricate fee and subscription system is required for transactions with a maximum transaction value of around $54 to receive a cashback benefit.

This card works with 80+ different cryptocurrencies in addition to fiat currencies including USD, EUR, and GBP. Depending on the service tier, customers pay 1% to top up their accounts and 2% to withdraw funds from ATMs beyond $200 to $400 each month.

Levels of cashback and other incentives have staking requirements ranging from $400 to $400,000 as of this writing. Theoretically, the card offers cashback in the area of 5%, but in practice, you should expect closer to 1%. This Visa card is accepted in the United States, the United Kingdom, and a plethora of Asian, African, and Middle Eastern countries as well as the European Union. In addition, at more premium card tiers, users have access to perks like airport lounges.

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